IRS penalties accrue daily. Upload your notice now →

CP90 Response

Got a CP90 from the IRS?

A final notice about levying federal payments like Social Security. Upload it and get a response letter in 60 seconds for $19.

  • No subscription
  • Secure checkout
  • Letter in 60 seconds

12,400+ notices analyzed

What a CP90 actually means

A CP90 is a final notice of intent to levy that focuses on federal payments. That includes Social Security benefits, federal retirement payments, and federal contractor payments.

Like other final notices, it carries the right to request a Collection Due Process hearing within a window printed on the notice.

The notice lists the balance by period, states what the IRS may take, and encloses the hearing request form. It is usually sent by certified mail.

What you will usually find on a CP90

  • Final notice of intent to levy language, notice number CP90
  • Balance due listed by tax period
  • A description of the federal payments the IRS may levy
  • A 30-day Collection Due Process hearing window
  • Form 12153, the hearing request form
  • Certified mail markings and collection contact details

A response we generated for a CP90

[Your Name], Taxpayer

[City, State]

[Date]

Internal Revenue Service
Correspondence Unit

RE: Collection Due Process Hearing Request, Notice CP90, Final Notice of Intent to Levy

To Whom It May Concern:

Pursuant to IRC Section 6330, I am requesting a Collection Due Process hearing in response to Notice CP90 dated [Date] regarding tax periods [Years].

1. Financial circumstances. Enclosed is documentation of monthly income and allowable living expenses relevant to the collection alternatives available in this matter.

2. Requested consideration. I am asking that the case be reviewed for an installment agreement or other collection alternative in place of levy action.

Sample only. Your letter is drafted from your specific notice.

How we draft your CP90 response

1

Snap your notice

Upload your CP90 including the page listing the hearing deadline and the balance by period.

2

Pay $19

One-time checkout. No subscription and no upsells.

3

Submit your way

Send your response through the IRS secure portal or by certified mail.

12,400+
notices analyzed
58 sec
average analysis time
$2.1M
in IRS adjustments avoided

Common questions about CP90

What is a CP90?

It is a final notice of intent to levy that specifically covers federal payments such as Social Security and federal retirement benefits, along with other assets.

How long do I have to respond to a CP90?

The hearing request window is printed on the notice and is typically 30 days from the notice date.

What happens if I ignore a CP90?

After the window closes, the IRS can generally proceed with levy action against the payments described, and the hearing right tied to that notice lapses.

Can I respond to a CP90 myself?

Yes. The response is a hearing request form plus a written statement of the issues. Our tool drafts that statement from your notice.

Is a CP90 serious?

It is a final notice, which places it at the end of the collection sequence, and it involves income many households rely on monthly.

How is CP90 different from CP91?

CP91 is narrower. It addresses a levy of up to 15 percent of Social Security benefits, while CP90 covers federal payments and other assets more broadly.

⏱ Every day you wait, the IRS adds penalties

Stop rereading your CP90. Send the response.

IRS Notice Responder is a document preparation and educational service. We are not a law firm, CPA firm, or tax advisory service. Information provided is for educational purposes based on publicly available IRS guidelines. For complex tax situations, consult a licensed CPA or IRS Enrolled Agent.